Ridge “wallet” all the way. Clip or elastic strap to hold your cash. Having to fold bills into 1/4s limits how many fit under the clip, risking it breaking (ask me how I know). But that little problem is solved by carrying larger bills or going with the elastic. Plenty of expansion of elastic sides to hold all your IDs, credit cards, etc. Plenty of styles and colors and GovX cuts a deal for military, first responders etc. Easily fits in front pocket as it’s the size of a credit card. Haven’t carried a wallet in decades, it was cash and IDs commingled in front pocket til I discovered this about 5 years ago. Both styles in black pictured here..