I think there is a secure middle ground for managing accounts and passwords. Personnally, it was annoying to have to reenter the same info every week. Some accounts I go low tech and use the same password on every site. Some accounts like banks, I don't. I have multiple passwords depending on how secure I want to be. If someone wants to get into a forum using my ID and I find out, I'll change it. But until then, I'll take the highway and not login every day.